Monday, November 4, 2013

MetroMile - Pay Per Mile Car Insurance

I'll start off by saying that I am in no way affiliated with MetroMile.

My car insurance policy was up and I had been seeing ads on Facebook for MetroMile, so I signed up for an online quote to see what it was all about. It kind of sounded too good to be true - car insurance at a low monthly rate, then an additional per-mile charge on top of that. Since I've moved to Portland I drive my car only a couple of times a month, almost always for running errands for work, and it was killing me knowing I was paying Geico top dollar for insurance when my car was parked in a secure garage for 99% of the month. 

I got a quote, liked the price (I pay a very low monthly fee plus around six cents per mile driven), and signed up. Within two days I got my welcome kit in the mail. I love that I was able to change insurance with no human interaction required!


MetroMile monitors your mileage driven with a little thingie that you plug into the diagnostic panel of your car (they call it the Metronome - cute!). With some makes of car this means that you have to keep the panel door open, which would be awful in my opinion. Thankfully in most cars you can plug in the Metronome and you don't even notice it. I didn't think to check the location of my diagnostic panel before signing up. 


Fortunately the Metronome was pretty small.


Here's the Metronome next to an iPhone to give you an idea on size, it's not huge. 


I got SUPER lucky in that my car's diagnostic outlet is positioned in such a way that I didn't even have to open the panel door in order to plug it in (because let's be honest here, there's no way I would have figured out how to do that). The Metronome is only visible to me if I crouch down on the ground, which I can't see myself doing, so it's a perfect fit!


The coolest thing about MetroMile (besides the price, obviously) are these little charts that you can look at. They show your route and your speed for all of your trips (for those of you concerned about Big Brother watching you, you can turn off the GPS function). This diagram gives me road rage because it reminds me that the road was closed for five blocks and I had to take the WORST DETOUR EVER, but I digress. 

I like diagrams and charts, and MetroMile's website has plenty of both. For now I'm a big fan, and the $35 a month I'm saving on car insurance doesn't hurt either. 

If you're interested in checking them out, their website is www.metromile.com .

57 comments:

  1. Insurance companies have already toyed with the idea a lot. I worked for an insurance company that had something related. There were two big issues from my point of view: (1) consumers don't like them very much and (2) back then the devices were too expensive (including a trustworthy installation) to make economic sense.

    However, I think there's a good shot that consumers will take them up now that the devices are cheaper and there's more savings involved. A lot of consumers will still hate the idea. But if enough low-cost consumers start accepting them, then the cost of insurance for people who don't accept them will spiral upwards until most people have them.

    I currently insurance with 4autoinsurancequote.com for just $33/month laibility, so I'll stick with that for now. No need for metromile yet.

    ReplyDelete
  2. Car insurance policy within Michigan is usually something owners in this condition will likely need to think about. There are many involving reasons behind this kind of that you should know about. There are certainly other pursuits which you have got to realize when it comes to this kind of likewise.Truckers Insurance

    ReplyDelete
  3. This is pretty awesome if you don't drive a lot! Back when I only drove like 200 miles a month this would have been perfect for me.

    ReplyDelete
  4. It is a great website.. The Design looks very good.. Keep working like that!. https://www.riscx.com/hgv-insurance/

    ReplyDelete
  5. I really love your write-ups guys continue the good work. Cheap Health insurance in Houston

    ReplyDelete
  6. Always drive forward on considering the first archives of the auto. This is an extremely critical territory which numerous purchasers be slanted to overlook, just to apologize for some other time.this page

    ReplyDelete
  7. Thanks for posting this info. I just want to let you know that I just check out your site and I find it very interesting and informative. I can't wait to read lots of your posts. Custom Motorcycle Insurance

    ReplyDelete
  8. For you to discover insurance cover that is solid, you should abstain from getting overpowering. aami car insurance

    ReplyDelete
  9. For any brand new car, automotive car warranty is a given factor that helps in covers the repair and replacement guarantee for a period of 12 months. arb off road

    ReplyDelete
  10. Superb represented data. I thank you about that. Probably it will be exceptionally helpful for my future ventures. Might want to see some different posts on the same subject! obd 2 scanner

    ReplyDelete
  11. Use this article to increase your knowledge . cara menggugurkan hamil

    ReplyDelete
  12. thanks for sharing this facts. I truly like your weblog publish very plenty. you've got genuinely shared a informative and exciting blog submit with human beings.. Seguros El Aguila

    ReplyDelete
  13. Every motorist is seeking the best performance from their vehicle, particularly in these days of rising fuel costs, but at the same time greater usage of transportation. Before the introduction of an engine control unit, mechanics set the air-fuel mixture, ignition timing and the idling speed of a vehicle and these were controlled by mechanical and pneumatic influences. One of the earliest recorded attempts to utilize an automated device, for simultaneous management and multiple engine control was in 1939 and was created by BMW, in their "801, 14-cylinder radial" engine. Ford ECU

    ReplyDelete
  14. Hello there, just became aware of your blog through Google, and found that it’s really informative. I am going to watch out for brussels. I’ll be grateful if you continue this in future. Lots of people will be benefited from your writing. Cheers!

    ReplyDelete
  15. Fortunately, cheap car insurance is well inside your achieve, if you know how to get it. Ron Hitge

    ReplyDelete
  16. Hey Dave! Look what I found for you? You were always asking about car insurance. I think this is for you pal. Dave

    ReplyDelete
  17. This comment has been removed by the author.

    ReplyDelete
  18. Do you imagine that each workman shop is same? Obviously not! The greater part of us believe that carports are loaded with foulness and are phenomenally disorderly, which isn't valid. certified mobile mechanic Orlando

    ReplyDelete
  19. Hello, i think that i saw you visited my website thus i got here to °├čreturn the prefer°®.I’m trying to find things to enhance my web site!I suppose its ok to make use of a few of your ideas!! ABA SEGUROS

    ReplyDelete
  20. Thank you for some other informative website. The place else may just I get that kind of information written in such a perfect method? I have a venture that I am simply now running on, and I’ve been at the glance out for such info.
    car insurance

    ReplyDelete
  21. Reinsurance can be characterized as an assention between two insurance companies. The reinsurer in this game plan is the second business and gives hazard administration to paying case shares emerging from introductory insurance company.reinsurance

    ReplyDelete
  22. Individuals require legitimate inclusion, regardless of how extravagant or unobtrusive their car is. VA Car Insurance

    ReplyDelete
  23. Great casino, ever real money casino you can safely put the top ten, with the new year already playing. At first I didn’t enter the topic as it is not hung with all sorts of bells and whistles I used to, but over time you realize that only good gaming games, bonuses and timely payments are needed in the casino, everything else interferes and distracts.

    ReplyDelete
  24. Here the purchaser gets the opportunity to play on a dimension field with the seller, as the car purchasing specialist or car merchant for the most part has a similar learning and aptitude as the vendor to have the capacity to consult on each part of the arrangement to the upside of the purchaser. car dealerships near me

    ReplyDelete
  25. This comment has been removed by the author.

    ReplyDelete
  26. Great job, It’s posts like this that keep me coming back and checking this blog regularly, thanks for the info! Seguros de Autos Inbursa

    ReplyDelete
  27. Further, comes back from insurance plans may not be completely tax exempt. In the event that the premiums surpass 20% of aggregate guaranteed, at that point to that degree the development continues are assessable. https://www.bmmagazine.co.uk/business/a-guide-on-term-life-insurance-indemnity-in-perth-western-australia/

    ReplyDelete
  28. i really believed in Feng Shui and we always seek the advice of the Feng Shui master whenever we build a new apartment“ Car Insurance

    ReplyDelete
  29. Buying a car is a process and not one to be taken lightly because leaving out or skipping a few details can cause you to spend much more money than you need to spend.RaceChip

    ReplyDelete
  30. By all appearances that worth was estimated by reference of the market estimation of the property when the duracell employee car insurance discount

    ReplyDelete
  31. Other times it's for reasons of economy - "My current car costs me too much to run" is a phrase commonly used in conjunction with downsizing. But there are a few important things to consider when downsizing your car.wrecked car buyers

    ReplyDelete
  32. If you want to be an expert car buyer, you need to first decide upon the car model that you wish to buy. It should be in your budget.Airport and Car Service

    ReplyDelete
  33. As a piece of advice, try to set up the road tests on the same day. This way, you'll remember how each vehicle felt when you drove it and can compare and contrast what you liked or didn't like.buy a used RV or camper

    ReplyDelete
  34. A generation ago, a private car buyer with, say, £8,000 cash to spend would usually have bought a car up to the value of £8,000.Digital car tyre inflators online India

    ReplyDelete
  35. Make sure to bring your vision down alongside some practicable evaluation and estimations. car servicing in Slough

    ReplyDelete
  36. These are for the most part looking like a star, bullseye, or little split. Despite the fact that it might seem harmless, after some time, a stone chip will almost certainly spread to shape a split. auto glass repair

    ReplyDelete
  37. I’m speechless. This is a excellent weblog and very engaging too. Nice paintings! That’s not in point of fact much coming from an novice publisher like me, but it surely’s all I may say after diving into your posts. Nice grammar and vocabulary. No longer like other blogs. You actually understand what you?re talking about too. Such a lot that you made me wish to discover more. Your weblog has change into a stepping stone for me, my friend. insurance tips

    ReplyDelete
  38. Nice weblog here! Additionally your website loads up very fast! What host are you the usage of? Can I get your associate hyperlink on your host? I wish my site loaded up as quickly as yours lol. Insurance Tips

    ReplyDelete
  39. There are a few intriguing points over time in this post but I don’t determine if I see all of them center to heart. There is certainly some validity but I’m going to take hold opinion until I take a look at it further. Great post , thanks so we want far more! Added to FeedBurner in addition state insurance

    ReplyDelete
  40. I want to go there, but how! I want to wear my Lands End swimsuit for sure while there. my insurance life

    ReplyDelete
  41. I was recommended this web site by my cousin. I’m not sure whether this post is written by him as nobody else know such detailed about my trouble. You are incredible! Thanks! life insurance

    ReplyDelete
  42. I believe one of your advertisings triggered my internet browser to resize, you may well want to put that on your blacklist. travelers life insurance

    ReplyDelete
  43. All factors considered, the ends of the months are by far the most suitable for buying a new car. Study upon study have deduced that buying a car on the 30th or 31st of each month and the ends of the years such as 12/29, 12/30, and 12/31 are the best times. what is the best car scratch removal product

    ReplyDelete
  44. Respect to post author, some great information . Insurance Tips

    ReplyDelete
  45. If you have decided to go and see the car then arrange a viewing and if for any reason you can't make it, let the seller know, dc motor repair it's only courteous not to waste their time just as you don't want them wasting your time.

    ReplyDelete
  46. This website is really a walk-through rather than the knowledge you wished concerning this and didn’t know who to ask. Glimpse here, and you’ll absolutely discover it. auto insurance

    ReplyDelete
  47. room decors that are using lead free paints must always be used on our homes “ insurance blog

    ReplyDelete
  48. The question of when to buy a new car can pop up into any car owner's mind every now and then. A new car is a good investment when it comes to safety and performance. car dealer F&I products

    ReplyDelete
  49. Youre so cool! I dont suppose Ive learn something like this before. So nice to search out any person with some unique thoughts on this subject. realy thank you for starting this up. this web site is one thing that’s needed on the net, someone with a bit of originality. useful job for bringing something new to the internet! insurance

    ReplyDelete
  50. The Mclaren engineering team has already left a lasting mark on the automotive industry yet, they seem to continually set new records and break expectations. If you feel a calling to try out some of these english supercars we got you covered, Find the best McLaren Rentals In Miami and book yours today at mphclub.com

    ReplyDelete
  51. On the off chance that your Vehicle doesn't climb, this implies that its over current assurance has locked in. Switch the vehicle OFF for around 30 seconds, and afterward restart it. Automobile blog

    ReplyDelete
  52. Car Companies are exploring for new ability and fresher thoughts. Another center territory of development is item improvement that includes power unit research, outflow control, vehicle recreation, and testing and model approval. Best Bluetooth Car Kits

    ReplyDelete
  53. .When taking a gander at a trade-in vehicle there are different interesting points separated from model year and mileage. As referenced already the vehicle history is significant however there are additionally more unpretentious pointers of what sort of life the vehicle may have had. RV sales near me

    ReplyDelete
  54. Gateway Properties who specialize in working with foreign investors who seek investment opportunities in the budapest rental

    ReplyDelete