I'll start off by saying that I am in no way affiliated with MetroMile.
My car insurance policy was up and I had been seeing ads on Facebook for MetroMile, so I signed up for an online quote to see what it was all about. It kind of sounded too good to be true - car insurance at a low monthly rate, then an additional per-mile charge on top of that. Since I've moved to Portland I drive my car only a couple of times a month, almost always for running errands for work, and it was killing me knowing I was paying Geico top dollar for insurance when my car was parked in a secure garage for 99% of the month.
I got a quote, liked the price (I pay a very low monthly fee plus around six cents per mile driven), and signed up. Within two days I got my welcome kit in the mail. I love that I was able to change insurance with no human interaction required!
MetroMile monitors your mileage driven with a little thingie that you plug into the diagnostic panel of your car (they call it the Metronome - cute!). With some makes of car this means that you have to keep the panel door open, which would be awful in my opinion. Thankfully in most cars you can plug in the Metronome and you don't even notice it. I didn't think to check the location of my diagnostic panel before signing up.
Fortunately the Metronome was pretty small.
Here's the Metronome next to an iPhone to give you an idea on size, it's not huge.
I got SUPER lucky in that my car's diagnostic outlet is positioned in such a way that I didn't even have to open the panel door in order to plug it in (because let's be honest here, there's no way I would have figured out how to do that). The Metronome is only visible to me if I crouch down on the ground, which I can't see myself doing, so it's a perfect fit!
The coolest thing about MetroMile (besides the price, obviously) are these little charts that you can look at. They show your route and your speed for all of your trips (for those of you concerned about Big Brother watching you, you can turn off the GPS function). This diagram gives me road rage because it reminds me that the road was closed for five blocks and I had to take the WORST DETOUR EVER, but I digress.
I like diagrams and charts, and MetroMile's website has plenty of both. For now I'm a big fan, and the $35 a month I'm saving on car insurance doesn't hurt either.
If you're interested in checking them out, their website is www.metromile.com .
Insurance companies have already toyed with the idea a lot. I worked for an insurance company that had something related. There were two big issues from my point of view: (1) consumers don't like them very much and (2) back then the devices were too expensive (including a trustworthy installation) to make economic sense.
ReplyDeleteHowever, I think there's a good shot that consumers will take them up now that the devices are cheaper and there's more savings involved. A lot of consumers will still hate the idea. But if enough low-cost consumers start accepting them, then the cost of insurance for people who don't accept them will spiral upwards until most people have them.
I currently insurance with 4autoinsurancequote.com for just $33/month laibility, so I'll stick with that for now. No need for metromile yet.
Car insurance policy within Michigan is usually something owners in this condition will likely need to think about. There are many involving reasons behind this kind of that you should know about. There are certainly other pursuits which you have got to realize when it comes to this kind of likewise.Truckers Insurance
ReplyDeleteinsurance for safety
ReplyDeletemore info.....
car insurance quotes
This is pretty awesome if you don't drive a lot! Back when I only drove like 200 miles a month this would have been perfect for me.
ReplyDeleteIt is a great website.. The Design looks very good.. Keep working like that!. https://www.riscx.com/hgv-insurance/
ReplyDeleteI really love your write-ups guys continue the good work. Cheap Health insurance in Houston
ReplyDeleteAlways drive forward on considering the first archives of the auto. This is an extremely critical territory which numerous purchasers be slanted to overlook, just to apologize for some other time.this page
ReplyDeleteThanks for posting this info. I just want to let you know that I just check out your site and I find it very interesting and informative. I can't wait to read lots of your posts. Custom Motorcycle Insurance
ReplyDeleteFor you to discover insurance cover that is solid, you should abstain from getting overpowering. aami car insurance
ReplyDeleteFor any brand new car, automotive car warranty is a given factor that helps in covers the repair and replacement guarantee for a period of 12 months. arb off road
ReplyDeleteSuperb represented data. I thank you about that. Probably it will be exceptionally helpful for my future ventures. Might want to see some different posts on the same subject! obd 2 scanner
ReplyDeleteUse this article to increase your knowledge . cara menggugurkan hamil
ReplyDeletethanks for sharing this facts. I truly like your weblog publish very plenty. you've got genuinely shared a informative and exciting blog submit with human beings.. Seguros El Aguila
ReplyDeleteI am surely coming again for more contents of yours. cheap car insurance in cheyenne wy
ReplyDeleteEvery motorist is seeking the best performance from their vehicle, particularly in these days of rising fuel costs, but at the same time greater usage of transportation. Before the introduction of an engine control unit, mechanics set the air-fuel mixture, ignition timing and the idling speed of a vehicle and these were controlled by mechanical and pneumatic influences. One of the earliest recorded attempts to utilize an automated device, for simultaneous management and multiple engine control was in 1939 and was created by BMW, in their "801, 14-cylinder radial" engine. Ford ECU
ReplyDeleteHello there, just became aware of your blog through Google, and found that it’s really informative. I am going to watch out for brussels. I’ll be grateful if you continue this in future. Lots of people will be benefited from your writing. Cheers!
ReplyDeleteFortunately, cheap car insurance is well inside your achieve, if you know how to get it. Ron Hitge
ReplyDeleteHey Dave! Look what I found for you? You were always asking about car insurance. I think this is for you pal. Dave
ReplyDelete